Most Affordable 7-Seater in India ₹50,000 Down, ₹8,000 EMI, 32 km/l Mileage

Suzuki Ertiga Loan Plan 2025

In India, there has always been a demand for a 7-seater car that is comfortable for families, fuel-efficient, and budget-friendly. Maruti Suzuki Ertiga has emerged as a perfect option in today’s time. This car can be yours with just a ₹50,000 down payment and approximately ₹8,000 monthly EMI. Additionally, with a mileage of up to 32 km/kg (CNG) and Maruti’s trusted service network, it becomes even more special. In this article, we will provide complete details about Ertiga’s engine, features, all model prices, mileage, and especially the full finance plan calculation.

Suzuki Ertiga Engine

The Ertiga is powered by Maruti’s new 1.5L K15C Dual Jet Dual VVT Smart Hybrid engine. This engine generates 102 bhp power and 136.8 Nm torque. It’s not only great in performance but also a smart choice in terms of fuel efficiency. It comes with 5-speed manual and 6-speed automatic transmission options. The CNG variant produces 87 bhp power and 121.5 Nm torque.

Key Specs:

  • Engine: 1.5L Dual Jet Smart Hybrid

  • Power: 102 bhp (Petrol), 87 bhp (CNG)

  • Transmission: Manual and Automatic

Suzuki Ertiga Engine Safety Features

Ertiga includes many essential safety features as standard. These include dual front airbags, ABS with EBD, rear parking sensors, hill hold control (in AT), and ISOFIX child seat mounts. The top variant comes with 4 airbags, reverse camera, and ESP as well.

Safety Features:

  • Dual and 4 Airbags (depending on variant)

  • ABS + EBD, Rear Parking Sensors

  • Hill Hold Control, ESP, ISOFIX

Suzuki Ertiga Engine All Model Price (2025 Update)

Model Fuel Transmission Price (₹ – Ex-showroom)
LXi Petrol Manual ₹8.69 lakh
VXi Petrol Manual ₹9.84 lakh
ZXi Petrol Manual ₹10.58 lakh
ZXi+ Petrol Manual ₹11.29 lakh
VXi CNG CNG Manual ₹10.89 lakh
ZXi CNG CNG Manual ₹11.64 lakh

Ertiga is one of the most fuel-efficient MPVs in its segment. The petrol variant gives a mileage of up to 20.51 km/l, and the CNG variant gives approximately 26.11 km/kg. According to some reports, it can even deliver 30+ km/kg under proper driving conditions.

Mileage Stats:

  • Petrol: 20.51 km/l

  • CNG: 26.11 km/kg

  • Long Route Real Use: 30+ km/kg (CNG)

Suzuki Ertiga Engine Offer

At present, attractive offers are available on the Ertiga at Maruti dealerships in July 2025. The car is available with a minimum down payment of ₹50,000. Additionally, no-cost EMI for the first few months, free accessories, corporate discounts, and exchange bonuses are also offered by select dealerships.

Offers:

  • Down payment starting from ₹50,000

  • Corporate and exchange benefits

  • No-Cost EMI option at selected dealerships

Loan Plan – EMI Calculation on ₹50,000 Down Payment

Here we are calculating EMI based on the Maruti Ertiga VXi Petrol model, whose price is ₹9.84 lakh (ex-showroom) and on-road price is assumed to be approximately ₹11 lakh.

Loan Calculation (Maruti Ertiga VXi Petrol – ₹11 lakh on-road price):

  • Down Payment: ₹50,000

  • Loan Amount: ₹10.5 lakh

  • Interest Rate: 9.5% (average)

  • Loan Tenure: 7 years (84 months)

According to EMI calculation:

Approximate EMI: ₹8,040 per month
Total Interest Paid: ₹6,75,000
Total Loan Payment: ₹17.25 lakh (car + interest)

If you opt for a 5-year loan, the EMI will be around ₹10,990 per month.

Suzuki Ertiga Engine – Must Take a Test Drive

It’s very important to take a test drive before buying the Ertiga. It helps you experience the car’s driving comfort, suspension quality, braking system, and engine smoothness. Especially if you’re opting for the CNG variant, test drive is essential to evaluate its performance and driving feel.

Test Drive Benefits:

  • Real-time driving experience

  • Evaluate engine smoothness and performance

  • Check space and seating arrangement

Conclusion

If you’re looking for a budget-friendly 7-seater family car that gives great mileage and can be brought home with just ₹50,000 down payment — then Maruti Suzuki Ertiga is a great option for you. Its EMI starts around ₹8,000, mileage goes up to 26+ km/kg, and safety features are also satisfactory. Additionally, Maruti’s wide service network and resale value make it an even stronger option.

Visit your nearest Maruti dealership today, take a test drive, and bring home your new Ertiga with an affordable EMI plan!

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